Basic Ways To Prevent Internet Credit Card Fraud

10.12.2013 Nicky Herak
Last year alone, credit card fraud online cost retailers a whopping $3.5 billion. The fact that the use of the Internet to trade means that this statistic is likely to rise in the coming future. If you are the kind of person who uses the Internet to buy things or make payments, it’s therefore very important for you to take measures to protect yourself. Fortunately, there are many ways of avoiding being this statistic. Some of the most effective of these include:

Don’t use your credit card if you can help it

Using credit cards online is an easy way of trading. However, if you think that you can use other safer means of payment, you should think of doing this. For instance, you could opt to use a debit card that has the exact amount of money that you need to spend. This way, even if the information on it is subsequently stolen, it is not likely to be very useful to the person using it.

Use PayPal

Using this payment service is one of the best ways of reducing online fraud. This is because it allows you to make credit card payments but without having to expose any of your personal information to the sellers. All they get is your email address and the payment sent to their account.

Don’t use public computers

Most public computers have viruses and spying software that can be used to steal credit card information and lead to fraud. If you are to use your credit card online, always try to make sure that you use it on a computer you can trust to avoid this. This will give you greater control over who gets this information.

Buy from trustworthy sites

If you are not sure about the safety of a site, it’s best not buying from it. You may need to go through the reviews of a site before deciding on whether to buy from it or not, so that you can get a sense of this.

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